Common Remote Work Scams Filipinos Encounter Daily

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So, you’re thinking about jumping into remote work. For many Filipinos tired of the daily commute, the idea of working comfortably from home sounds like a dream. Wala ng traffic! Ang saya, ‘di ba?

But before you get too excited, let’s talk about one of the biggest risks for beginners: remote work scams.

These scams are everywhere – even on legitimate platforms like Onlinejobs.ph. And no matter how confident you are, anyone can fall for them. Why? Because scammers prey on both your desperation and your trust. Nagbayad sila sa umpisa, tapos biglang nawala nung nagbigay ako ng pera is a story I’ve heard far too often.

But don’t worry – this guide will help you spot the red flags so you can steer clear of these shady schemes. Once you know what to watch out for, you’ll be dodging scams like a ninja.

title card: common remote work scams filipinos may encounter with howhow commenting rule number 1, kung may bayad scam

1. Pay First, Work Later?

Okay, let’s get this out of the way right now: Rule #1 if someone asks you to pay to to be able to work, it’s a scam.

What it looks like:

You find this “amazing opportunity” that’s paying way more than you could have imagined. But then, before you can even get started, they hit you with a “processing fee”, “training payment”, or “withdrawal fee.”

There’s even a variation of this called the “task scam” which we’ll go into more detail later. But basically, they pay you a little bit first to hook you in, then ask you to pay a “whatever fee” for the succeeding payment. And if you do, you get ghosted.

Why it’s fishy:

Real employers don’t ask you for money. Ever. Period. Legitimate jobs will never charge you to start working. You don’t pay someone to earn you are the one that gets paid. If they’re asking for money at any time, run!

rule#1 if there's payment, then it's a scam

2. Getting Moved to Telegram or Whatsapp?

What it looks like:

You’ve had a couple of “official” exchanges on the job platform or through email, and suddenly, the employer asks you to move the conversation to WhatsApp, Telegram, or some random messaging app. Sounds convenient, right?

Why it’s fishy:

Sure, it seems like a more “personal” way to communicate. But here’s the catch: once you’re off the platform, there’s no way to track what’s happening. Scammers like to move things off official channels so they can pull off their tricks without anyone watching. As much as possible, keep it on platform or through email until you’ve gotten paid!

3. Too Good to Be True?

What it looks like:

“Earn $500 a day by just copying and pasting!” Wow, jackpot! Some variations of this I’ve seen is converting .pdf to .jpg, or simple typing work. But you have to ask yourself… “Bakit parang ang dali?”

Why it’s fishy:

If it feels like a fantasy, that’s because it probably is. Nobody is going to pay you for doing close to nothing. Scammers bank on your “easy money” mindset to pull you in. Remember: if it’s too good to be true, it’s a scam!

example of a too good to be true scam

4. Pangit ng Spelling at Grammar?

What it looks like:

You receive an email or message from a “reputable” company, but it’s full of awkward grammar, spelling mistakes, and weird sentence structures. It makes your brain hurt just by trying to read it.

Why it’s fishy:

Legit businesses care about their image. They’re not going to send out messages that look like they were written by a fifth grader. But scammers? They do this on purpose!

Poor grammar and bad spelling actually serve as a filter. Scammers use them to weed out people who are more cautious, so they can focus on those who are more likely to fall for the scam. If a company’s message looks weirdly unprofessional, take it as a warning sign.

5. Pressure to Make Decisions FAST?

What it looks like:

You’re told you need to make a decision right now or you’ll lose the opportunity. They’re rushing you, pushing you to agree before you have time to think about it. Sound familiar?

Why it’s fishy:

Legit employers aren’t going to rush you. If they’re really offering you a great opportunity, they’ll let you think about it. If someone’s pressuring you into a fast decision, that’s a huge red flag. Take a step back and breathe.

6. Asking for Personal Info Too Soon?

What it looks like:

Even before there’re any agreements in place, they’re already asking for sensitive personal details – like a copy of your passport or some other government ID. In my 10+ years of doing remote work, none of my foreign clients ever asked me for these.

Why it’s a red flag:

Legitimate clients or companies don’t ask for this kind of information upfront. Even after you’re officially hired, they’ll only request specific details for proper payment processing, like your PayPal or Wise account.

If someone you haven’t signed with is demanding personal information, ingat ka! That’s a major red flag. Never share sensitive details unless you’ve verified the legitimacy of the company or client.

example of a remote work scam asking for a passport ID

Top 3 Most Common Scams That People Fall for All the Time

1. Task Scams: They Pay Small, You Pay Big

What it looks like:

You get a random message promising “easy cash” for simple tasks like liking videos, sharing social media posts, or liking products on Shopee or Lazada. Sounds like “easy money,” right? So, you give it a try.

sample of a task scam message

At first, it seems legit – the first payment even comes through. Then, they hit you with an offer for “premium tasks” that supposedly pay more but require you to pay a “special access fee” or a “training payment.” Or they make an excuse that your funds are stuck and need a “withdrawal fee”.

Whatever excuse they’re saying, they’re just here to take your money. Once you pay, they ghost you entirely.

The Anti-Cybercrime Group (ACG) in the Philippines has flagged a growing number of cases like this, with victims losing money over these “too good to be true” opportunities.

Why It Works:

This scam preys on the principle of small rewards to build trust. At first, they offer you quick and easy payouts to make it seem legit. You think, “Wow, legit pala!” Once you’re conditioned to trust them, they spring the trap – the “premium task” with an upfront fee. Believing it’s a genuine opportunity, you take the bait and lose your money.

Psychology at Play:

Humans are wired to repeat behaviors that lead to rewards. These scams exploit that by giving you small wins upfront. You start thinking, “Kung nagbayad na ng isang beses, bakit hindi ko ituloy?” This mindset makes you more willing to risk money for a bigger payout.

But here’s the reality: scammers know this psychology inside out. They reel you in with small wins and leave you high and dry once you’re hooked.

2. The “Can I Use Your Account” Trap

What It Looks Like:

You’re approached with an offer that sounds harmless, maybe even tempting: “Let us use your account for a while, and we’ll pay you!” It could be your social media, email, or even your PayPal or Gcash account.

The pitch? They claim they need your account for ads, transactions, or “business purposes.” You think, “Wala namang mawawala sa akin.” So, you hand over temporary access.

But once they gain control, they misuse your account. Your social media might get flooded with spam or inappropriate ads. For payment accounts, they could run up charges you never approved. Worse, they might use your details for fraud, leaving you with flagged or banned accounts – and unpaid fees you’re responsible for.

sample of a "can i use your account" scam

Why It Works:

Scammers thrive on trust and play on your desire for quick, easy money. They frame this scheme as “borrowing,” so you think the risk is minimal. For platforms like PayPal or digital wallets, they might even make small upfront payments to build trust before exploiting your account.

Why It’s Dangerous:

Once someone has access to your personal accounts, you lose control over how they’re used. For social media, this could mean spammy ads that damage your reputation. For payment accounts, it might mean fraudulent transactions or money laundering. Worse, if these activities break the platform’s terms, you are held accountable – not the scammer.

3. The “Look I Already Paid You” Scheme

What it looks like:

Here, a client asks you to transfer money that they’ve “already” sent you. They show proof – like a bank transfer receipt or a PayPal confirmation, and it even shows up on your account. So, feeling confident, you transfer that money they’ve asked.

But here’s the catch: they can reverse the money that they originally sent you. And that’s exactly what they do, so if you send out that money – you got scammed.

infographic showing how the "look i already paid you" scam works

Why It Works:

Scammers use fake or reversible transactions to trick you into sending out real money. They create urgency so you act before verifying if the payment is truly yours.

How to Avoid It:

Never send money on behalf of a client. Real clients pay you, not the other way around. Rule of Thumb: If someone says, “I already paid you, now send money here,” 🚩 it’s likely a scam.

How to Stay Scam-Free: Understand Why People Get Scammed

Nobody thinks they’ll fall for a scam – until it happens.

I’ve fallen for scams too.

The truth is, scams don’t work because people are careless; they work because scammers know exactly how to manipulate emotions, trust, and urgency. They don’t just trick you with fake offers they make you believe the scam is real.

The best way to protect yourself isn’t just memorizing common scams (because scammers always evolve). Instead, you need to understand why scams work. If you know how scammers manipulate people, you can spot the warning signs no matter what new tricks they come up with.

Questions to Ask Yourself: Are You Being Manipulated?

1. Am I ignoring red flags because I want this to be real?

Scammers exploit hope and desperation. If you’re struggling financially or eager to land a remote job, you might overlook warning signs just because you need this opportunity to be real. Pause and ask yourself: Am I making excuses for them?

2. Would I still agree to this if I weren’t feeling pressured?

Scammers use urgency to prevent you from thinking critically. They might say there’s only “one slot left” or that you need to act “right now” to get paid. But real opportunities don’t disappear in seconds. If you had more time, would you still make the same choice?

3. Would I still say yes if I had more financial security?

Scammers target people in desperate situations. If you weren’t short on cash, would this offer still seem reasonable? Scammers want you to feel like you have to take the deal, so you don’t think critically.

howhow thinking about bills to pay with caption "it's easy to get scammed when desperate"

4. Do I really understand how I’m getting paid, or am I just trusting them?

Scammers prey on lack of information. If the payment method feels vague, complicated, or full of conditions, that’s a red flag. Ask yourself: Am I assuming they’ll pay me just because they sound confident?

5. Have I done any research, or am I just taking their word for it?

Scammers rely on blind trust. If you haven’t Googled their name, checked reviews, or looked for scam reports, why not? Are they discouraging you from verifying their legitimacy?

6. Does something feel off, even if I can’t explain why?

Your brain picks up on subtle inconsistencies before you consciously recognize them. If your gut is telling you something is wrong, listen to it. Many scam victims later say, “Parang may weird, but I ignored it.” Don’t ignore it.

Final Thoughts: Stay Informed and Stay Safe

Protecting yourself in the remote work world isn’t just about avoiding scams – it’s about building a strong, sustainable career. Trusting your instincts, doing your research, and being cautious with your personal information are all essential to thriving in the online space without falling victim to bad actors.

While scammers are a big concern, there’s another kind of bad actor out there you need to watch out for – the lowballers!

remote work scams 10

Lowballers, or clients who offer unreasonably low rates, may not be outright scammers, but they can still harm your career. They target freelancers who are eager for work and make it seem like low pay is better than nothing. Over time, accepting unfair rates can trap you in a cycle of undervaluation, making it harder to find clients who are willing to pay what you deserve.

The key to long-term success in freelancing is knowing your value and setting boundaries. Keep yourself protected from non-payments, negotiate fair rates, and work only with clients who respect your time, skills, and effort.

Most of all, keep yourself updated – even if only through remote work groups like r/buhaydigital. The more informed you are, the harder it is for bad actors, whether scammers or exploitative clients, to take advantage of you.

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Rchie Perez

Rchie Perez is the co-founder of The Remote Filipino Worker, a freelance writer, and an aspiring startup founder. He aims to help people who are in the same field to have a better buhay digital. On a day off, he plays video games, takes care of his dog, and cooks for his wife.